Check your bank statements for overdraft, monthly maintenance, ATM (particularly out-of-network ATM) and international transaction costs. Choose fee-free banks or accounts.
Many forget about auto-renewing monthly or annual memberships. Cancel unused subscriptions periodically.
Not paying off your debt each month might result in significant interest charges. Credit costs may add up quickly, so use it wisely and pay off your debt.
Electronics and appliance retailers provide extended warranties and insurance. These can be useful or wasteful. Assess the cost-benefit ratio.
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Gym, club, and loyalty program memberships can be costly if you don't use them often.
Leaving appliances plugged in, utilizing obsolete appliances, or not being energy conscious can increase energy expenses. Use energy-efficient appliances and switch off lights and gadgets.
Some goods and services require hidden upgrades or maintenance. Software may need updates or paid features.
When buying online or reserving services, beware of hidden taxes and fees.